Saving for the goals on your horizon
When you are saving for the future, STIB makes it easy with a savings plan designed just for you. Whether you are just starting out or planning for retirement let our experts help find a way to accomplish your dreams.
Regular Statement Savings
- $100 minimum to open account and obtain stated Annual Percentage Yield (APY)*
- Interest compounded daily and credited monthly
*$2 minimum balance fee assessed monthly when balance falls below $100. Fees could reduce earnings on this account.
Youth Statement Savings
- No minimum balance required to open account and obtain stated Annual Percentage Yield (APY)
- Available for persons through 18 years of age.
- Interest compounded daily and credited monthly
Money Market Savings
- $1,500 minimum to open account and obtain stated Annual Percentage Yield (APY)**
- Variable tiered interest – rates are subject to change at any time at Spring Trust Inc’s discretion. (As your balance increases, so does your earnings).
- Interest credited monthly
**$15 minimum balance fee assessed monthly when balance falls below $1,500. Fees could reduce earnings on this account.
Tax Advantage
Savings Plan
Savings Plan
- Available for Individual Retirement Accounts (IRAs)* STIB offers Coverdell Education, Roth and Traditional IRAs.
- $10 minimum to open account and obtain the stated Annual Percentage Yield (APY)
- Interest compounded daily and credited quarterly.
Health Savings
- Available for Health Savings Accounts (HSAs)
- Must be eligible to participate in this program. Please consult a tax advisor to be sure you qualify. Save for routine or unexpected medical expenses.
- Interest compounded daily and credited monthly
- Nominal annual fee. Fees could reduce earnings on this account.